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… None, none, no lies at all. I think Liz, I remember when I first met John, and I think everybody in their career has a … You know, this was 10, 15 years ago. You know, he was the first guy who told me that payments were going to be … Visa, Amex, MasterCard, Interac, everybody was around the table. And that collaboration ensured that Canadians were …