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… by membership in Payments Canada. You have to be a member first, and then if you meet the criteria to get access. But … amount to participate on the system. And one of the first things we did in our modernization initiative was to … is that while PayPal and others like PayPal are at those tables because we have the size, the heft, the influence, …

… a team Canada approach to delivery and beyond. At The 2024 Payments Canada SUMMIT, our Chief Delivery Officer and … to RTR, we play a fairly large role and wear many hats. First and foremost is building the exchange. As you've heard … team Canada. There's nothing more Canadian than Interac first and foremost. Interac is very Canadian and very focused …

… have to adapt? So why don't we start with you, Marilyn, first? Marilyn Schaffer: So I think that what has happened … those, I would say small company startup could bring to the table. And also those big retailers that you mentioned to … to shift over. They may want to be able to try it out first. And so being able to give lots of signage, some …

… second service, and it's another island, separate from the first. And the problem is, that you can't actually serve that … and private sector can come and sit together at the same table to put this framework together. Joni Brennan: And so … So we don't want that. So how do you make it secure? And, first of all even ... how do you make it secure, that's one. …

… Karl Lee: Thanks for having us. Liz Dempsey: This is the first time we have two Liz’s on the podcast. I'll do my best … to formalize itself into something that is can create predictable change on a global basis for MIs that follow HVPS+, … both for such an insightful conversation. It sounds like 2024 will be an incredible year for ISO interoperability. …