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… Elena says because I'm also in the international payments space, and a lot of what she said rings true for us with the … but just backing up a little bit. I've been in this space for, oh my gosh, a long time, since 2000. I did take a … all alluded to the idea of navigating in the payments space. It's dynamic, always changing. Things are happening. …

… de son mandat, Paiements Canada est tenu de promouvoir les objectifs de politique publique, c’est-à-dire l’efficacité, … exigent un examen plus approfondi, en particulier dans l’espace canadien. Davantage de données canadiennes sont … au Canada. Paiements Canada examine les défis dans l’espace transfrontalier canadien en ce qui a trait à la …

… at the system level, it would be to provide a competitive alternative to private means of payment. For example, cash … by the recent COVID pandemic because cash is a physical object that you have to touch and transfer. There's a lot of … more in a domestic payments, but what about international space? If we are building something, is there any global …

… It's really just a careful balance of our public policy objectives and that safety, soundness and efficiency of our …

… got a lot of new entrants that are trying to get into that space and push out the banks and others who have been in the …

… the financial marketplace is moving online, to tremendous space, and an acceptance of the way in which we, the …

… with what AI can deliver in the risk compliance and lending space. With that said, I would say AI is no substitute for …

… les éléments physiques (caractéristiques de l’immeuble et espaces), les éléments de communication (reçus, messages … par commande vocale. Bien qu’il ne s’agisse pas d’un objectif direct, les paiements par la voix peuvent aussi …

… to Canadians today, the RTR is going to provide a faster alternative, a faster alternative to cheques, a faster … because it offers a platform for innovation in the payment space. It's a central infrastructure that financial … by our Department of Finance. But it balances an important objective of facilitating broad access to a wide range of …

… Mike Sigal: I mean, IBM and its competitors in this space, they all have big pieces of business and all win more …