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… done remarkably well. I think you'll likely remember our banks were the gold standard in terms of safety and … ago. I would say today is no different. In my opinion, our banks have stepped up. My sense is they put the customers … would say this understanding and testing surely helped the banks from a resiliency perspective. In terms of specific …

… to solve a fundamentally different problem to a lot of banks. And if we think about the entire Gig economy, … is actually payments. At the moment we rely entirely on banks who are actually pretty low tech to deliver payments, … something wrong when you have to pay more for the actual transaction than than the amount you're sending. We send a …