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… We saw people starting to get used to using things like QR codes, because you were certainly in the UK, we were using … it's kind of old tech, but I think the resurgence of QR codes is quite exciting. I think that there's a space for a payment standard to be written so that QR codes can be used more easily for small businesses so that …

… phone can see the world through the camera. It can see QR codes ( which are destined to return in force ), NFC fields, bar codes, faces, environments and objects that can be overlaid …

… filigranes, les totaux de contrôle, les hologrammes, les codes lisibles par machine, etc. Chacun de ces facteurs est …

… without having to understand all of the ins and outs of the codes on your pay details. Liz Dempsey: Great, thanks … you have to go into another system to understand what the codes or look at what your vacation balances are or whatnot. …