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… electronic payments. * Canadian dollar only. Paper-based Cheques Paper remittances* Government items (including government cheques, redeemed bonds, treasury bills, and coupons)* … and credits Pre-authorized debits Shared ABM Networks* Cheque clearing When a cheque is deposited at a financial …

… Cheque use is steadily declining as electronic alternatives … in popularity, but Canadians still use close to a billion cheques each year. … Pre-authorized debits (PADs) are a … to receive payments, an example of this is having your pay cheque deposited directly into your bank account. …   One of …