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… providing a quick and easy substitute for cash or cheques. Our survey data show that almost half of our sample … payment instruments (cash, debit card, credit card, and cheque), cash accounted for 16 per cent of the total monthly … preferences of the recipient. We see a similar story on the cheque side as well where 34 per cent of people from Quebec …

… speaks to three Key Considerations:  Definition and Specification: An FMI should identify material dependencies … payment system. Indeed Principle 19 leaves the definitions, specifications, and identification of the tiering risks it …