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… service. So effectively it's a vault, a central vault, that holds consents. So that means that me as a consumer would be …

… of more innovative products and services, and I think that holds true internationally as well. Justin:  I make payments … We find that there is immense opportunity in those very holds as an example. So for instance, access to payments, …

… he was going to close down payment rails. In 1659 the first cheque was written and you know what, we still kind of use cheques. We don't want to get involved with is it a good …