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… at Pay.UK. For more than 20 years, Kate has worked in the financial industry in a number of diverse roles. Kate has a … use going forward AI to actually be the bank manager or the financial organizer for a consumer. I think definitely … future of payments? You cannot say that deliver your modern institutions [inaudible 00:30:03]. Kate Frankish:  No, but …

… also look at the different customer segments. We have large institutional customers who move trillions of dollars of … to simply kind of have a simple structure around, again, institutional, small and medium businesses and individuals, … feeling in control, and also the flexibility, and that the financial industry understands what their needs are and …

… and those tools are then used to exploit the individual or financial systems or other targets. Adversaries themselves, …