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… to keep pace. Which is what payments modernization and the RTR as already mentioned are designed to support for the … Yeah, and great point. I was going to add that, take RTR as an example of developing that system, that platform. …

… which is customer experience, that you mentioned in your video. And going back to your message, which is own the …

… they are used in and the real world. For example, online video game World of Warcraft (WoW) tokens currently trade at …