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… regulated trust company, a schedule one chartered bank, a card issuing business, and a merchant acquiring business … Rail payment system. And we were the first non-bank non-credit union to be granted a settlement account. So we're … As you know, banks are under federal jurisdiction, whereas credit unions fall under provincial jurisdictions. So, made …
… something at a retail establishment, and I've put the credit card information there, and then if I go there again and … So if I'm doing it from home, I know it's safe. I know my credit card information is safe, and so I want to do it …