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… the world, be ripe for integration with end users’ digital lives and apps, and yes, provide an anonymous channel for …

… Dempsey: So now let's get right into questions. And I'll start with you first, Liz. And this is a big question. What … you have to go all the way back to the beginning. So you start with ISO 20022 as a standard, it's a data standard ISO … this, I tried to see how many market infrastructures are live with ISO 20022, and it's not easy to find, actually, …

… has had an incredible impact on all aspects of how we live, work, and play. Payments are no exception. Since 2001, … and how they fit into the payment ecosystem? So Cyri, we'll start with you. Cyrielle Chiron: Sure. So as you mentioned, … is concerned. Lisa Sattler: Thank you, Nick. So let's start with you Nick, with a broad question. Why are payments …

… at AscendantFX. Thanks for joining me today on the PayPod. Starting off, tell me a bit about yourself and how you are … change happening in the industry. Jennifer, let's start with you. Jennifer Tramontana:  Thanks. I'm happy to … technology. It's a new generation led technology which delivers high level of visibility, performance, resilience. We …

… And, as I mentioned, when we first met, that's where we started exchanging, and I think that's where our … and all of the topics that John referred to, we've all lived the benefits of those as Canadian consumers. And the … is going to come from changes in rules and policies. And we started to see much more flexibility around that in the …