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… in everyday transactions. A form of money that encompassed the defining characteristics of a store of value, medium of exchange and unit of account. Created as a reaction to the fallout of the 2008 crisis and accompanying cynicism regarding currency …

… to a recipient in a different country. In most cases, the sender and the receiver of the payment do not share a common ledger and transactions …

… headlines such as: “ Contactless continues to surge across the country ”,“ Growth in remote card payments far outpaces … ”, “ Wallet users set mobile payment trends ”. But these trends typically implicate many different … (POS) terminal, NFC reader or even directly to another phone . It is important to analyze these underlying …

… seulement. A Central Bank issued Digital Currency (CBDC) is the digital form of a currency established as money by government regulation, monetary authority or law through the Central Bank authority of that country. This digital fiat currency could replace or complement the physical fiat currency already being used within that …

… methods of payment have been growing significantly in the last decade in Canada. More Canadians are starting to appreciate the benefits of using electronic payment methods such as credit and debit cards for their everyday purchases. With almost 90 per cent of …

… is a form of short-term loan in which consumers pay for their purchases at a later date through a series of payment installments. These payments are structured in such a way that the payment amounts are equal, and the payment due dates …

… intermediaries and service providers, across geographies.   The global payments landscape has undergone material change … in line with this evolution.  Payments ecosystems around the world – including here in Canada – continue to develop … partnerships, and products being brought to market. There is growing awareness of the importance of fostering …