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… world is the establishment of personal identity. In the analog world, a consumer walks around with biometric … will always be the need for redundancy, probably in the analog world. The phone has its limitations as well. Small …

… its clients may be settled on that clearing agent’s own books as “on us” transactions with no liquidity cost … must maintain deposits or settlement accounts on the books of their clearing agents in order to facilitate …

… direct bilateral correspondent relationships with their designated receiving bank. In these cases, it can involve … DLT network in Canada using the Hash Time Locked Contract design (HTLC). HTLC employs smart contracts to synchronize … cash balances of participating banks which are held on the books of the central bank. Unlike Bitcoin, USC is created …