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… and settlement infrastructure that is critical to those transactions. Last year in 2020, Payments Canada systems … processed, line by line by the RTR, which means that every transaction goes through the system and is subject to risk …

… e-Transfer and RTR working together as well because the transaction flow in those systems needs to be very tightly … today, Interac e-Transfer, we now have over a billion transactions a year on e-Transfer. Over a billion transactions a year, honoured our Inter-Member Network (IMN) …

… dire que l’obligation d’utiliser une référence unique de transaction de bout en bout (UETR) pour tous les paiements … que l’obligation d’utiliser une référence unique de transaction de bout en bout pour tous les paiements …

… Well it's not exactly worthless, but today we can buy card transaction data for our retail partners for around 10 cents a person. That's right. Card transaction data on the open market is worth about a dime, a …

… this acceleration of a shift, not only to cashless retail transactions, but also to contact free or contactless. … shopper and the merchant. So that you're then marked, that transaction is then finally being complete. And you exit the … the pandemic, somewhere, maybe 10 to 15% of all of their transactions were going through this mobile self-checkout …

… as well as risk management protocols. The Financial Transactions and Reports Analysis Centre (FINTRAC) analyzes … of payments, securities, derivatives and foreign exchange transactions. The Payment Clearing and Settlement Act (PCSA) …

… with or not. So why shouldn't that be for all my financial transaction data too. At the end of the day create more …

… something wrong when you have to pay more for the actual transaction than than the amount you're sending. We send a … make much better lending decisions when we have data rich transactions, and we actually see what all of the parties …