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… and innovation likely inhibited. At a foundational or a transactional level, payments are an important banking … by digital payments like online, mobile and contactless transactions. Regardless of the option or channel, a robust …

… end consumer has, uh, ownership and responsibility in the transaction as well. They just can't self-select and say it, … exchange money and securities and make financial transactions. Now, at the bank, we only focus on the FMIs …