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… use close to a billion cheques each year. … Pre-authorized debits (PADs) are a convenient way to pay bills and make …
… evidence of the role of direct credits and pre-authorized debits in displacing cheques in Canada over the past two … recipients for direct credit transfers and pre-authorized debits, should also enhance the appeal of electronic payment …
… a consumer-directed payments framework, initiate credits or debits from a customer’s bank account without going through …
… like setting up or canceling standing orders or direct debits or providing personalized information on payments …