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… impact collections efficiency as manual effort is needed to address delinquent payments and any reconciliation … cost inefficiencies remain in this area, which could be addressed by Payments Canada’s Modernization initiative and …

… is of age, he or she now has access to their full name, address, height, gender and date of birth - all …

… as well as action on the part of BNPL providers to address the rising tide of younger BNPL users accumulating …

… certain fields to classify certain things, let's say postal addresses. But Karl, you guys at Payments Canada might have …

… a global business. We're not only now looking to address friction in our domestic payment systems, but also …

… digital financial literacy, these are barriers, we need to address them, and we note as much in the National Strategy. … and they want speed, which are all things that can be addressed in a modernization of Canadian payment systems. …