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… businesses and consumers over time, largely as a substitute for legacy payment methods such as cheques which entail a … a processing standpoint ( Wells 1996 ; Arjani 2015 ). In today’s competitive landscape, Canadian businesses … services to help their business clients succeed. 3    For example, Square helps make card acceptance viable for …

… l’adoption d’un système bancaire ouvert au Canada transformerait radicalement les règles de la concurrence dans ce … de la concurrence en marge du système pourrait forcer les banques à revoir leur stratégie en tant que … help us navigate the almost limitless information available today have become some of the most valuable companies in the …

… is the electronic transfer and storage of invoicing information (billing and payment) between a buyer and supplier. It can take a variety of forms, as illustrated in Figure 1. On one end of the … of inefficiencies arising from matching and reconciling today’s batch payments to invoices, purchase orders and …

… trends typically implicate many different technologies. For instance, contactless payments through Near-Field … or debit transfer, or using digital cash, a single platform is poised to completely dominate shopping and payments … content and experience that will appeal to tomorrow’s (and today’s) end users and are shifting, first through a …

… Prime Minister Justin Trudeau announced a number of platform commitments at an event in the Trois-Rivières riding of … from merchants, and some of which go to consumers in the form of loyalty points and cash rewards. A longstanding … ways to pay, but they mostly rely on old ways to pay.  Today new players in the ecosystem compete with banks, but …