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… What worries me though is, while we're building out the infrastructure here, if some of the same players that have … seen to date have been basically add-ons to the existing infrastructure. So they may have a new feature to it. They … that into context. Justin Ferrabee: Payments Canada is an infrastructure, so we're down quite deep in the payment …

… et de règlement. Paiements Canada est responsable de l’infrastructure physique et des règlements administratifs, …

… the enablers for modern payments – including data, sound infrastructure, regulations – and what those enablers will …

… a Payments Canada perspective, our focus is on the core infrastructure that supports the clearing and settlement of … out from the center, there are different layers of payments infrastructure. And so we're providing improved infrastructure at the heart of the payment system and aiming …

… regulators of payment systems and other financial market infrastructures. That really say a national payment system or a market infrastructure has to have objective criteria that are … ground. I think this is exactly that. Just putting the infrastructure in place so that everyone can grow. And going …

… payments Modernization program to ensure Canada’s payments infrastructure, rules, standards and bylaws are best …