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… think that some of the smaller FinTechs struggle with the resources, so when you talk about diversity, I think it's … These are small things, but when you're small and your resource-challenged, I don't know that they're fully … has spread across the globe and is not just in a couple of centers, but is being properly executed across the globe …

… Equinix is, we're a co-location company, we operate data centers all around the world. And we actually operate data centers in about 15 markets where real-time payments is live … credit and debit ecosystem with VISA and MasterCard at the center. Or there is the ACHRDP ecosystems with national …