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… have to reflect that there's going to be a lot of different models in play in the market, a lot of different … innovation in our country, you don't have to build to some model that doesn't help you to grow in other jurisdictions. … the framework. Is quite broad, right? And the business models and the technology used by those players will span …

… task forces actually going through these complicated data models ourselves to look at those updating. So when Karl and … sitting in these meetings, looking at the updates to these models, looking at the interoperability and so on, looking … harmonization way of going and say it and cross border data models that we're promoting, in order to see whether or not …

… Canada. Each system is unique in its structure, risk model, and requirements for participation. Participation in … of Canada’s settlement account policies, the system risk model and in the operational, technical and security … seeking unrestricted settlement accounts. Payment capacity management requirement: Applicants must demonstrate …

… ledger platforms, which is quite a different operational model than the conventional centralized bank account. Rod … of the financial system. For example, changing the funding model of commercial banks. That's not something the bank …

… situation. Yes, the risks are different, the business models are different, they have a lot of challenges to them. But we had business model challenges and risks in the past, where we introduced …

… completely new business lines being developed and business models based on that. I think there is two things that we …

… so that... So you're starting to see a network of networks model emerge around the world. Where our payments networks …