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… to have strong business continuity practices in place in order to adapt in a deliberate and decisive manner. Cyrielle …

… So let's just take a little bit of a tour South of the border for a second here. And if you look at the Apple Card, … and it's something that didn't exist in South of the border. So now that you know that there is a lot of …

… payment operators, like a Payments Canada or cross borders, like Switch at the Middle. These are historically … I think I am looking forward to see how we make this cross border, right? And how domestically it's the first start, but …