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… payment operators, like a Payments Canada or cross borders, like Switch at the Middle. These are historically … I think I am looking forward to see how we make this cross border, right? And how domestically it's the first start, but …
… payments, transaction transparency, easier payments, cross-border convenience, activity-based oversight, platform … And members need to understand how to comply with those in order to play fairly on the system. So that's how I see open … that everyone is subject to the same rules or degree of enforcement. It means that like risk is treated in a like …