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… a bit shocking. But one thing is absolutely clear, as we modernize our payment systems and data travels more …

… faster and more transparent as Canada's payments ecosystem modernizes using ISO standards. The modernization effort …

… was that? Lisa Sattler: It's two things. I think it's our modernized payment systems and it's the introduction of the … of instant payments. So why now? Well, with our journey to modernize our payment systems, there has been increased …