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… shy of $20K US by December 2017 (see Figure 1). Since that time it has continued to exhibit much more volatility than … did not emerge as serious contenders. CBDC is still an unrealized contingency and awareness is accordingly quite low, particularly when compared to an in-market reality like Bitcoin. In short, for most merchants, digital …

… in order to survive and keep up with fully automated times ( Sardjono et al., 2021 ). AI has the potential to … production and complex, industry-specific translations in real time, particularly for the legal and financial services … The explainability issue is intensified in the financial realm by a disconnect in technical knowledge between the …

… payments in seconds that would have taken days. At the same time, advances in financial technology threaten to expose … , and Israel’s privacy legislation ).  At the same time, some jurisdictions are considering laws to address … and other licensed service providers. At the same time, this means that banks lose their historic monopoly on …

… and Country Manager for Visa Canada. I joined Visa a long time ago, but in Europe, so I've taken over the role in … we see innovation develop. And we see two areas where we really want to focus on our innovation, embedded finance, so … or sorry, five conferences in six weeks, so it's really interesting to see how innovation is advancing in the …

… change: technology, innovation, consumer demand, but the real reason payments keep getting better and better is … that I think about payments a lot. But I can't say that I really ever give payment rules much thought. Why is that? … service, and they told you to bring three things. The next time you go to the bank and ask for the same service, they …

… Hear leading industry experts discuss some of the most timely and relevant topics related to the regulation of … payment landscape. With forthcoming systems like the Real-Time Rail offering potential for providers to deliver … And we, we, we came to the conclusion quite quickly that it really lined up with our desire to, to expand our products …

… very public about the need for this change for quite some time, and it's amazing to see all of our hard work pay off. … of other financial market infrastructures. So why? Really greater participation can improve competition, … We're also working on an entirely new payment system, the Real-Time Rail (RTR), which will exchange, clear and settle …

… pay details. One third only focus on pay details when it's time to file their taxes. The findings are fascinating, … it's great to be here. Kristina Logue: Thanks, Liz. It's really great to be here. Liz Dempsey: So before we begin, … had a fair bit of time to look over the results, and I'm really excited to dive into these a little bit deeper today …