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… fluctuating a lot from the last time you had it deposited. And then that can sort maybe spur you to go and ask … we think pretty good tools, tips and resources on our website, Google us, that is literally FCAC. Second, when you're …

… refresh their memories, this paper is available on our website. Part of payments Canada's modernization initiative …

… up quite frequently and the Bank of Canada, even on your website, you've been quite clear that market conduct is out of …