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… inefficiencies in business payments processing. What is interesting, and perhaps reassuring, is that three recent … operational priorities of the organization. His research interests include settlement risk management in clearing and …

… Thanks for that question Cyrielle. So, to provide a simple answer, real time payments will allow Canadian … who are not being paced with innovation. So that's very interesting. So how will the RTR differ from Canada's other …

… merchants began extending credits to consumers. It was a simple closed ended system. Today we call it private label. … trillion globally on cards. So we need to ask ourselves a simple question. What would we pay to influence $35 trillion … level, to make happen from that perspective. So it's interesting as we think of payment... as we're payments …

… to start with you, Alex, because your background is very interesting. So coming from the human behavior side of the … bit, please. Alex Frappier: Thank you. Actually, it's quite interesting. Because we often think about the different … their kit to stay ahead of these adversaries. These simple rules will give them a way to do that. Cyrielle …

… not overload the two of you too much because this is really interesting. Cyrielle Chiron: Let's start maybe by creating … form to the public. Rod Garratt: One of the other interesting things is that since the increase in popularity … securities. One of the big reasons why there's increased interest in CBDC is because if we have tokenized assets, …

… thing, number one that's to be done. Yeah, that's pretty interesting. I'd like to followup on those question, but … be pretty critical. Cyrielle Chiron: Yeah, no, that's very interesting, Anne. And thanks for clarifying the role, the … with those smaller players? Because they may have different interests than we do. And I think that's another potential …