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… Costs have come down and that's been a good thing. The code of conduct for the credit and debit industry has …

… with that. We'll never be 100% digital. What drives that message home for us is, we started a consortium two years …

… we'll talk about the small business, but what would be the message that you would have for them? What do they have to …

… have to put something more in. You have to put in a postal code or your card number or something. It just never seems … just have too much choice. So simplifying, I think that the message of what you should be investing in, like going back …

… with currently deployed models , or inject malicious code into algorithms (‘data poisoning attacks’) to disrupt …

… about the actual innovation itself. You know, I think the message is that payments innovation is often evolution, not …

… nombre de données de versement avec les paiements. Les messages ISO 20022 permettront d’acheminer plus de données, …