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… end consumer has, uh, ownership and responsibility in the transaction as well. They just can't self-select and say it, … perhaps create things like account to account transfers, QR codes, mobile wallets, more payment options using simple … exchange money and securities and make financial transactions. Now, at the bank, we only focus on the FMIs …

… as well as risk management protocols. The Financial Transactions and Reports Analysis Centre (FINTRAC) analyzes … of payments, securities, derivatives and foreign exchange transactions. The Payment Clearing and Settlement Act (PCSA) …

… US ACH Networks, we do have the IAT, the international ACH transactions that addresses the rules for that, so that …

… and innovation likely inhibited. At a foundational or a transactional level, payments are an important banking … by digital payments like online, mobile and contactless transactions. Regardless of the option or channel, a robust …