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… bringing technology to bear, to bring new experiences, new types of products and services to both consumers and small … something wrong when you have to pay more for the actual transaction than than the amount you're sending. We send a … make much better lending decisions when we have data rich transactions, and we actually see what all of the parties …

… saying don't carry around all that plastic, have it all encoded on your phone, hold up a screen. If I may be even … really welcome something that made those international transactions more painless. Right? David Cravit: I think for … are when no one's watching and so I feel afraid for that type of information of person to be in somebody else's …

… and innovation likely inhibited. At a foundational or a transactional level, payments are an important banking … by digital payments like online, mobile and contactless transactions. Regardless of the option or channel, a robust … home, but abroad. There's no reason that innovative payment types originating in Canada based on interoperability …

… So we have faster payments options, data rich payments, transaction transparency, easier payments, cross-border … And the high value payment system, that has all the wire transactions in the country, the settlement of all the … are the opportunities and challenges do you see for this type of access? Jason Young: Yeah. Thanks Cyri. Anne gave a …

… paying. What you are trying to do is to close a commercial transaction, or do an activity in your life and not …

… the digital world. Jude Pinto: Yeah, it's a good touchstone type of thinking. Ramesh, your introduction and your …