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… exhibit a high degree of interdependence, with connections between financial institutions stemming from both the asset … This raises questions of systemic problems such as what happens if either bank B or C fail or how does the … 19 of PFMIs issued by the BIS and the IOSCO, an “FMI should identify, monitor, and manage the material risks to …

… des paiements en découle et doit suivre l’évolution des besoins et des préférences du commerce et de la société en … including directly from the mobile device in our hand! This should come as no surprise; think about how much the way we … one of the key findings of the survey was that, when asked what improvements could assist in acceptance of Bitcoin, …

… financial jurisdictions to reference the same thing and because of this, the thousands of data models embedded in … synonym being used, any jurisdiction can easily understand what a ‘Debtor’ is and how it maps to their own local data … to their internal data model consistently, then it should be considered a valid message format. The XML and …

… a flurry of innovations and trends up that conflate a number of technologies. In payments news sources, we are … factors are categorized into buckets (see Figure 1): 1) what you know (knowledge), e.g., a password; 2) who you are … cards to mobile wallets ( in Canada at least ). But they should - one is much more secure than the other. The …

… across a range of channels. Business operations are becoming more complex as a result, which can often require … lingering inefficiencies in business payments processing. What is interesting, and perhaps reassuring, is that three … suggest that Payments Canada’s Modernization initiative should not be viewed as an end-point. Instead, improvements …

… La suite de cet article est en anglais seulement. What is a Cross-Border Payment? A Cross-Border payment is a … the payment do not share a common ledger and transactions between the two countries involve a series of intermediary … guard against operational outages of nodes in network. It should be noted, even with the ledger being shared across …

… pays vers un système sans argent comptant fait couler beaucoup d’encre ces temps-ci dans la communauté des … using contactless debit but spending about half of what they do using their credit cards. Our data show that … experience for Canadian consumers, Canadian institutions should innovate around those niche use cases of cash and …

… institution to institution and from database to database. What happens when financial products, business models, and … to the point where existing legislation, which may not have been designed with them in mind, is no longer a good fit? … a principle of data minimization, under which data handling should only involve as much personal data as is required to …