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… bank accounts because they'd been accustomed to using those tools. So that platform became very important. Now, what … a lot. We're seeing a pretty significant decline in cheque writing, personal cheque writing. There's still a significant number of cheques that …

… email. It should be instant, should be low cost, maybe even free. That's a result of innovation. And it's the who that … providers. Whenever they tap their card or make a an online payment, they're little do they know they're using … complete control over their data, as well as the financial tools to make sense of it. Instead the control would rest …

… financial transactional data more easily with third parties online. The Canadian government recently launched a public … is, to retrieve or have transferred one’s personal data, free of charge, in an electronic format).  There are …